Budget vs Actual Expenses

Expense Breakdown

Monthly Expenses Trend

Monthly Budget Settings

Category Breakdown

CategoryTypeThis MonthMonthly AvgBudgetvs BudgetTotal (All Time)Txns

Recent Transactions

DateCategoryDescriptionAccountAmount
DateTypeCategoryDescriptionAccountAmountActions

Budget Utilization by Category

Budget vs Tracked (Stacked)

Detailed Breakdown

CategoryTypeTrackedBudget% UsedRemainingExcess

Completed Plans

PlanItemsSourcePlannedActual SpentSavedDate ClosedStatus
Total Balance
-
Total in Savings
-

ICICI Virtual Sub-Accounts

How your ICICI balance is earmarked by purpose

Account Cash Flow

AccountBalance# TxnsInflowOutflowNet Flow

Bucket → Account Mapping

Which account holds which bucket's money.

BucketAccountMonthly AmountPurpose

Configure your budget categories. Changes apply to all future tracking.

ColorNameTypeMonthly BudgetAccountDescriptionActions

Glossary of Terms

TermWhat It Means
Fixed SavingsMoney you don't touch. Long-term wealth building in HDFC bank + cash at home.
Vacation & Shopping FundAccumulates monthly (SBI). Used for family trips (2/year ~Rs.30k each), clothing, kitchen, furniture, household shopping.
Goal Fund (Sinking Fund)Targeted savings for specific planned purchases like scooty, phone, or agreements. Rotate priority as needed.
Emergency FundBuffer for unplanned expenses: medical bills, repairs, sudden needs. Keep in easily accessible ICICI account.
Family SupportMonthly transfer to parents (mom & dad). Non-negotiable family obligation.
Gold/SilverPrecious metals investment for wealth diversification. Buy when profitable, accumulate monthly.
Pilgrimage FundFunded primarily from bonuses. For Umrah (1-2 years) and Hajj (5+ years). Separate from Vacation.
Stock InvestmentMonthly stock market investment for long-term growth.
Monthly ExpensesAll recurring costs: rent, groceries, bills, subscriptions, eating out, wife pocket money (Rs.5k).

Backup & Restore

Export all your data as JSON backup or restore from a previous backup.